30606 Woodward
Royal Oak, MI 48073
248.549.3200
800.521.0480
Fax 248.549.0444
Telephone Banking
800.575.9844
Business Hours:
Mon - Thurs.
9:00am - 5:00pm
Friday
9:00am - 6:00pm
Sat Drive-Thru Hours:
9:00am - 12:00pm
Service Center Hours:
(branch offices)
M - F
9:00am - 7:00pm
Sat 9:00am - 2:00pm
We're Your Full-Service Financial Institution !
As a member-owned and member-controlled credit union, we provide a comprehensive line of financial products and services:
Home Banking
This state-of-the-art system will allow members to conduct transactions and
get account information from the convenience of their home, office or on the
road... 24 hours a day, 7 days a week. A few of the services included in our
home banking product are:
- E-Statements
- Stop Payment Request
- On Line Applications
- Visa Information
Low-Cost Checking
Our checking (share draft) account has no per-check fees and no minimum balance requirement - THE ONLY CHARGE IS A LOW $1 PER MONTH STATEMENT FEE ! We also have business and club accounts available. See fee chart for service charges for business and club accounts. Click here for application
MasterMoney
Debit Card
With Northwood Credit union's MasterMoney Debit Card you can do much more than obtain cash and perform other banking functions at ATM machines. You can make purchases anywhere MasterCard cards are accepted - at millions of merchant locations worldwide. Purchase amounts, just like ATM cash withdrawals, are automatically deducted from your checking account and noted on your monthly checking account statement. Click here for a debit card application or call the Credit Union at 1-800-521-0480.
Federally Insured Savings, Great CD rates & Individual Retirement Accounts (IRAs)
Our savings account, CDs and IRAs provide GUARANTEED, HIGH-RATE returns and are federally insured by the NCUA, a U.S. government agency. Click here for current rates
New & Used Vehicle Loans
We make it easy with our loan pre-approvals, low fixed rates, and up to 72 months for repayment. We have new & used boat, RV, snowmobile, personal watercraft & motorcycle loans, too. Click here for current rates
Click here for loan application
Low Interest Student Loans
Need Money to finance a college education? Find out about Northwood Credit Union's STUDENT LOAN PROGRAM with the Great Lakes Higher Education Corporation. Click here for more information on student loans or phone 1-800-236-6600.
Fixed-Rate VISA Credit Cards
VISA Classic: No annual fee, 25-day grace
period, accepted worldwide.
Secured VISA: Low $30 annual fee, $200 - $5,000 credit limits ( equal to the amount you keep on deposit at the credit union), great for establishing or rebuilding credit. Click here for current rates
Click here for loan application
First Mortgages - Refinanced Mortgages
We offer first mortgages, mortgage refinancing, land contract pay-offs, SNAP approvals (formal approvals in just 72 hours) and pre-qualifications. Phone 1-800-945-4506 to speak with a Member Mortgage representative.
Other Great Loans
Northwood also offers a full range of lending products to meet your borrowing needs: "No Fee and Free Checking" variable home equity line of credit, share and certificate pledged loans, home improvement loans, revolving credit loans and personal loans. Please contact the credit union for a Home Equity Application. Either call us at 248.549.3200 or email us. Click here for current rates
Click here for loan application
Northwood members can also take advantage of:
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Substantial discount on AAA Michigan group auto and homeowners insurance;
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Conducting routine transactions from any touch-telephone through Telephone Banking;
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21 Michigan Service Centers - conveniently located branch offices that are open evening and Saturdays to serve you;
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Direct Deposit lets you have your paycheck conveniently - and automatically - deposited into your Northwood account;
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Nationwide ATM network ;
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Convenient Drive-thru service;
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Financial Counseling;
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Notary Service
